Tuesday, November 09th, 2010 | Author:
2 Individual Health Insurance – Tailoring Your Cover to You

Article by Julie Wise

In thinking of our health, we always make sure that we get the best service that our money can afford and, with that, most, if not everyone, would look for affordable medical health insurance that can cover future medical needs such as hospitalization, check-ups and the like. However, with the proliferation of health insurance companies at present, so does the danger in buying a substandard and pretentious insurance plan that would be more of a liability than an advantage. With the way things are, it is important for people to be more cautious in choosing and purchasing health insurance plans.

Affordable medical health insurance, as it is, should be economically beneficial to those purchasing the plan without having to sacrifice the wide range of services that should be able to accommodate a person’s health needs. A comprehensive health insurance plan should be able to cover regular operations up to moderate health cases. Of course, hospital check-ups with health specialists should also be included in the package.

So what makes purchasing a medical health insurance risky? With all honesty, the promise of buying a good priced and all-inclusive health insurance at present time is relatively slim. What with the increasing number of health insurance companies, almost all of them offer affordable medical health insurance plans that fit just about anyone’s budget. The question is: Will the plan they sell be able to cover all of your health needs the moment you require such services?

One more risk in buying health insurance plans is that a good and fairly useful insurance in one state may just be useless in another. Two states may or may not have the same health insurance policies and, thus, may or may not recognize a health insurance that was availed from another state. The coverage of a medical health insurance plan in one state may have to be paid for when in a different state. Now, although this holds true for a lot of insurance plans, there are those that might cost you a bit more but are universally recognized, no matter which hospital you visit or which state you’re in.

Regardless of whether or not you are getting health insurance for yourself and/or for others, remember that it is important that you check for things that could otherwise make your purchase useless and uneconomical. Although there are affordable medical health insurance plans that might look light on the budget, it may not be a bad idea to get something that might cost a bit more, as long as you’re sure that it’ll benefit you in the long run.

Watch the video related to medical health insurance

The film documents an emotional, complex, and powerfully moving story of morbidly obese identical twin sisters Rosemary and Connie. Rosemary was covered by insurance and her life was dramatically changed as a result of her weight loss surgery six years ago. Connie, desperately needing the weight loss surgery to improve her health, has been denied over and over again. The film illustrates the complexity of morbid obesity, the impact on a patient’s quality of life, and the struggle to escape it. Additionally, Connie is highlighted as the first-ever Inaugural Recipient of the Weight Loss Surgery Grant awarded by the WLSFA, making it finally possible for her to have weight loss surgery. Well Known Bariatric Surgeons and Author Dr. Garth Davis and Dr. Robert Davis of the Davis Medical Clinic in Houston Texas performed Connie’s weight loss surgery procedure on March 23, 2011. For more information go to WLSFA.ORG or Call 415-233-1074 Film created by BariatricTV.com Contact Mike Towe

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14 Responses

  1. 1
    RogerC 

    health-quotes.talk4fun.net – here is my health insurance plan. As I remember they can provide such a service.

  2. 2
    Drew M 

    First off, the age which you could be dropped will vary by situation and company, and state. Some companies will drop you at 18 if you're not in school while others will let you go until 30 whether you are in school or not.

    Not all full time jobs have insurance benefits. Some part time jobs do have insurance benefits.

    Part of the healthcare bill stipulates that all insurance companies in all states must allow adult children to stay on their parent's policy until age 26. This will go into effect when your policy renews after 9/23/10 although some insurance companies have already started as of June 1.

    How you go about getting your own policy – Visit a local agent that works with all of the major companies in your area. The agent can find the best policy for your situation and budget. They can explain what you get and, more importantly, what you don't get with each policy. There is no extra charge using an agent. You should do this anyway because in most cases an 18 year old can get their own policy much cheaper than being on their parents.

  3. 3
    kcda1 

    There is no federal law mandating that small employers have to offer health insurance, or even pay for a portion of it. It is an employer's choice whether or not it is offered. State law will dictate eligibility rules, however. Typically, an employer can set up eligibilty to exclude employees that are part time, are part of a CBA or Union or those that have not met some time worked criteria. (Must work 90 days before eligible, for example.)

    Your employer should have given you an employee benefits handbook that explains the eligibility rules for your particular situation.

  4. 4
    Ericbranson3 

    @Tracena22 God bless you bro

  5. 5
    Tracena22 

    @Ericbranson3 – ha! I know, it sounds crazy, doesn’t it? But it makes sense when you really dive into it. The problem is, we ‘hear’ it with the filter of our 21st century LITERAL presuppositions. But Revelation is a VERY symbolic book, interpreted best through comparing its spiritual imagery w/ other examples of the same from the Old Testament. If you’re a believer, God’s Name is written in your forehead – but you don’t ‘see’ it. Google ‘mark of the beast’ & “Richard Anthony” for more info.

  6. 6
    Tracena22 

    sigh…. when will people start interpreting the Bible with principles of Hermeneutics? Audience Relevance tells us to first consider the original recipients of Biblical letters – how they would understand and apply what was written TO them. Those letters are not written TO us in the 21st Century, though they may have application FOR us. So who was the beast of Revelation? Caesar Nero or NRWN QSR. Yes, his name adds up to 666 using their gematria. We don’t assign numerical value to letters today

  7. 7
    jutzfliege 

    I wondered that myself for years and a radio talk show host said it is for somebody in your car who might not have insurance. The insurance people who are against mandatory auto insurance would rather that people buy collision, which will totally cover a 30,000$ vehicle (minus the deductible), whereas liability insurance will only repay maybe 3,000 to 20,000 in damage. I am with the insurance people, and like the insurance people (State Farm, for example), I am opposed to mand auto insurance.

  8. 8
    N-on-live 

    YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here    http://www.HealthInsuranceIdeas.info    to solve my similiar problem.

  9. 9
    annlyvqp 

    No. See, the only people who want to BUY infertility coverage, are the people who want to put in claims, so there's no "sharing of cost".

    Kinda like elephant training insurance. Would you buy it, if you don't train elephants? Of course not!

    Voluntary procedures like cosmetic surgery and infertility treatments are almost ALWAYS self funded, unless your employer's policy offers any coverage.

  10. 10
    whereismygracejesus 

    You left out socialist in your tags.

    The ironic part about this is that the same company that refuses to release it’s activities in WW2 and the identification of Jews set for special treatment, is pioneering this technology. That company is only interested in money and will do what such companies do to stay in the game.

  11. 11
    Ericbranson3 

    @Tracena22 so when did nero force All to take the mark, number or name so they could buy and sell. i guess Jesus already came back hundreds of years ago after the 7 year tribulation huh. where’s your common sense man?

  12. 12
    what's the meaning of life?? 

    U dont need it..go to the E.R and tell them to bill you. Dont pay the bill when u get it. Nothing happens

  13. 13
    andrea0618 
  14. 14
    fresh prince 

    health-quotes.isgreat.org – my family have this health insurance. It is affordable and has good coverage for dental issues.

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