Wednesday, December 08th, 2010 | Author:
2 Paying for Health Insurance   Buying the Plan You Desire

Article by Julie Wise

In thinking of our health, we always make sure that we get the best service that our money can afford and, with that, most, if not everyone, would look for affordable medical health insurance that can cover future medical needs such as hospitalization, check-ups and the like. However, with the proliferation of health insurance companies at present, so does the danger in buying a substandard and pretentious insurance plan that would be more of a liability than an advantage. With the way things are, it is important for people to be more cautious in choosing and purchasing health insurance plans.

Affordable medical health insurance, as it is, should be economically beneficial to those purchasing the plan without having to sacrifice the wide range of services that should be able to accommodate a person’s health needs. A comprehensive health insurance plan should be able to cover regular operations up to moderate health cases. Of course, hospital check-ups with health specialists should also be included in the package.

So what makes purchasing a medical health insurance risky? With all honesty, the promise of buying a good priced and all-inclusive health insurance at present time is relatively slim. What with the increasing number of health insurance companies, almost all of them offer affordable medical health insurance plans that fit just about anyone’s budget. The question is: Will the plan they sell be able to cover all of your health needs the moment you require such services?

One more risk in buying health insurance plans is that a good and fairly useful insurance in one state may just be useless in another. Two states may or may not have the same health insurance policies and, thus, may or may not recognize a health insurance that was availed from another state. The coverage of a medical health insurance plan in one state may have to be paid for when in a different state. Now, although this holds true for a lot of insurance plans, there are those that might cost you a bit more but are universally recognized, no matter which hospital you visit or which state you’re in.

Regardless of whether or not you are getting health insurance for yourself and/or for others, remember that it is important that you check for things that could otherwise make your purchase useless and uneconomical. Although there are affordable medical health insurance plans that might look light on the budget, it may not be a bad idea to get something that might cost a bit more, as long as you’re sure that it’ll benefit you in the long run.

Watch the video related to medical health insurance

soapsage@comcast.net Medical documentation, treatment planning, insurance reimbursement and insurance billing ethics. DIANA L. THOMPSON, LMP – IMMEDIATE PAST PRESIDENT: Ms. Thompson is a licensed massage practitioner in the state of Washington. She began her practice in Iowa in 1979, working exclusively with college athletes, and became licensed in Washington in 1984 where she founded Lakeside Massage — The Injury Clinic. Diana has taught at dozens of massage schools throughout the United States, including Bastyr Naturopathic University and Seattle Midwifery School. She has presented at state and national massage, physical therapy, chiropractic and midwifery conventions and seminars, and has been a consultant for several NIH funded research projects, and for regional and national insurance carriers and networks. Her first book was published in 1993 and the third edition, Hands Heal: Communication, Documentation, and Insurance Billing for Manual Therapists was published in 2005. “I feel strongly that the more we understand how and why massage works, the better we will be at serving our communities.” – Diana Thompson, LMP

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11 Responses

  1. 1
    Warren T 

    first of all, everybody should get basic medical coverage. my dad couldnt afford it and, now that he had his appendix removed, cant afford the medical bills.he owes more on medical bills than he does on our trailor. i also come from a very healthy family (my dad's side), crap happens. as for the government forcing us to buy medical insurance, i think they can all jump off a bridge as well. if every body was forced to buy medical insurance then the medical attention everybody recieves will plunge into certain fiery depths. that goes for surgeries AND regular checkups. you are completely correct in rebuking the government for this action and i back you up all the way. i also agree with the first guy that answered… try to shorten your questions in the future when you get angry…

  2. 2
    Webcam G 

    No opting out. I'm not interested in your objections. Single-payor universal health care is the best option, it protects the most people, and it would save the economy billions of wasted dollars per year.

    If you want to buy your own health insurance you can. Many Canadians and Brits do just that. But just like any other tax, no, you don't get to opt out just because you don't use the government service in question. The benefit to society as a whole justifies the cost. And Canadian health care isn't mediocre. If you're a normal working person, Canada takes much better care of you than America does.

  3. 3
    Tracena22 

    @Ericbranson3 – ha! I know, it sounds crazy, doesn’t it? But it makes sense when you really dive into it. The problem is, we ‘hear’ it with the filter of our 21st century LITERAL presuppositions. But Revelation is a VERY symbolic book, interpreted best through comparing its spiritual imagery w/ other examples of the same from the Old Testament. If you’re a believer, God’s Name is written in your forehead – but you don’t ‘see’ it. Google ‘mark of the beast’ & “Richard Anthony” for more info.

  4. 4
    Ericbranson3 

    @Tracena22 God bless you bro

  5. 5
    Leah 

    I'm sorry all this has happened to you. It sounds like you've hit rock bottom and I'm there myself. I just keep telling myself that things can only go up from here. Have faith, you sound like an incredibly strong woman and you can overcome everything you are going through. Also, it might help if you could manage to find a good psychiatrist. Here's my favorite quote about obstacles: "Obstacles are things a person sees when he takes his eyes off his goal.” E. Joseph Cossman.

    P.S. Everything will be ok and if I could hug you, I would : )

  6. 6
    Tracena22 

    sigh…. when will people start interpreting the Bible with principles of Hermeneutics? Audience Relevance tells us to first consider the original recipients of Biblical letters – how they would understand and apply what was written TO them. Those letters are not written TO us in the 21st Century, though they may have application FOR us. So who was the beast of Revelation? Caesar Nero or NRWN QSR. Yes, his name adds up to 666 using their gematria. We don’t assign numerical value to letters today

  7. 7
    RenegadeBadass 

    do your own homework, use Wikipedia.com that should help, or better yet, take notes in class and look over them

  8. 8
    Leah 

    Now is a really good time to buy a house for a low amount. It is a buyer's market. Go talk to a real estate person and find out what is available. Get that training right away, and maybe you can get a job soon. Don't dwell so much on the negative. Try to get something going. If you just stay home all the time, how can you ever meet somebody new? Just get out of the house for a few hours every day. If nothing else, walk around briskly for exercise. Go to a park. Go somewhere. There are people everywhere. Be positive! If you are negative, it will chase people away.

  9. 9
    Julie G 

    We already know what it means when there is a (D) behind their name.

  10. 10
    whereismygracejesus 

    You left out socialist in your tags.

    The ironic part about this is that the same company that refuses to release it’s activities in WW2 and the identification of Jews set for special treatment, is pioneering this technology. That company is only interested in money and will do what such companies do to stay in the game.

  11. 11
    Ericbranson3 

    @Tracena22 so when did nero force All to take the mark, number or name so they could buy and sell. i guess Jesus already came back hundreds of years ago after the 7 year tribulation huh. where’s your common sense man?

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